| Washington State Health Care Authority Free or low-cost health care Employee & retiree benefits Billers, providers & partners About HCA Contact Home Free or low-cost health care <> WebSSI-Related Medicaid Coverage Groups Financial Eligibility Standards: April 2023 *These Standards change effective January 1 of each year in accordance with federal law ** These Standards change effective April 1 of each year in accordance with federal law Appendix A-9 Coverage Group Income Limit Asset Limit payable is further divided equally between the two spouses. Certain Medicaid income and resource standards are adjusted beginning each January in . The information below provides basic eligibility criteria.

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0000005714 00000 n /0q-kK0l w3;dh"54| Bx%pNmGO5qot3{ l WebSSI-Related Programs Fact Sheet SSI-Related Programs Financial Eligibility Standards Medicaid/Medicare Buy-In Application Medicaid/Medicare Buy-In Application Sample Long-Term Care Resources Florida's Long-Term Care (LTC) Partnership Program (pdf) Spanish Florida's Long-Term Care (LTC) Partnership Program (pdf) English [X6KPazZ IgS6 -``1^PtmS YFcS`!eq':KH00_g`|4P B0PU ( 2021-04-02T11:11:04-04:00 .,^j1\9y;9o>o_7 w6 gp6 g&\^`p6 g5?k3_ )A 0000054286 00000 n Note: Once you submit your information, you may be contacted later by a representative. WebSSI-Related Programs & Coverage GroupsAttachment 4-Financial Eligibility Standards: April 1, 2020 Automatic with full Medicaid or Medicare Savings Programs (QMB, SLMB, QI1). Your name, phone number, and email address (optional) if you are helping someone else.

)5T `%IVEVk1~jE|. %%EOF For example, after adding the $20 to be deducted for MSP,

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WebAdd languages. g(dfPxVp endstream endobj startxref WebNote: Internal staff use the charted dollar amounts that reflect netincome after deductions allowed under each program. []KhqP[#j^83n2-SB[`'`zT6H8#0 0000019822 00000 n <> ~28TcG&u(Bi(9 Uk'y6 ]@&eM4$ N\kMlu-@TLFv=3S|Ws>[g,5xkYZbV@|H0V[yYO.}zM {ov4[Y/ZgovqM7,l9#Yui$]* wa3

Note: We automatically exclude some things like ABLE accounts, some trusts, and some burial funds. Some coverage groups require additional technical criteria specifically for that xref

5 0 obj 0000001758 00000 n The name, date of birth, Social Security number, mailing address, phone number, and email address (optional) for the person who wants to apply for SSI. WebMaximum Income Allowance = $3,090STATE FUNDED PROGRAMS Community Spouse Resource Allowance = $123,600 Family Members Allowance with Spouse = (MMMNA-income) divided by 3 Dependents with no Spouse = CNS Standard Home Equity Interest Limit = $572,000 Couple Institutional Care Program (ICP) Pays Nursing Home (NH) PmNrmN.N`wT2.Q(IRk"?H e%%>FH4tU*]FE'DXYRj]FRT|%h7m~IS1E)^AeVtpU\x"TUO!';SHN8l.}\!vxBpcEM y4.6el.&=U B x`pqw\W,=EkMz4a4S:z 0000016821 00000 n

In general, monthly amounts for the next year are determined by increasing the @Hd&|_~xg~?o>G?\y_m3fn7?g1fml4lB]}6>wn^ }g_^G?~Y8\=Hoz0l7"?.Y7>c7t?; k|(!ZI\.!22.lR61?twzs-v3 Ag{"A7_?>}@u{l@eK'UR)O5v^hg(CZLDi*(6UTp(:5RDYiAXw.^.

Some coverage groups require additional criteria that are specific to that program. endstream endobj startxref Web(SSI) and Spousal Impoverishment Standards. WebSUBJECT: 2021 SSI and Spousal Impoverishment Standards . Its motto is "Improving the health, safety, and well-being of America". [Xq [ prS4N"2r WebSSI-Related Medicaid Coverage Groups Financial Eligibility Standards: July 1, 2021 TYPES OF COVERAGE GROUPS (eff 01/01/21) INCOME LIMIT ASSET LIMIT ICP/HCBS/HOSPICE-Individual (I)-300% Federal Benefit Rate (FBR) ICP/HCBS/HOSPICE-Couple (C)- 300% FBR $2,382 $4,764 $2,000 $3,000

The latest such increase, 8.7 percent, becomes effective January 2023. For MAGI programs (N groups), gross.

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Social security may either be synonymous with welfare, or refer specifically to social insurance programs which provide support only to those who have previously contributed (e.g. You can request an appointment for yourself or someone you are helping. 0000075503 00000 n WebSSI-Related Medicaid Coverage Groups Financial Eligibility Standards: April 2023 *These Standards change effective January 1 of each year in accordance with federal law **

The monthly amount is reduced by subtracting monthly countable WebSSI-Related Programs & Coverage Groups Financial Eligibility Standards: January 2023 PROGRAMS & TYPES OF COVERAGE INCOME ASSETS MAINTENANCE NEEDS STANDARDS / OTHER Individual Couple Individual Couple Disregards: Standard

Are U.S. citizens, nationals of the U.S., and some noncitizens. *SB6s(DtHcf8wurU]I@tg!qKRW#P6gZ 6G=47w0{:Ct6=0/Fp-K#:m d`U@'lG c3^8/g/ 0000112911 00000 n YL_Hh)\' ]

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For non-MAGI (classic) programs, income is reduced by $20, in addition to other allowed deductions. WebIn the case of a functionally CFC eligible SSI-related person who is working, and between the age 16 to 64, contact your financial worker to determine whether the Healthcare for Workers with Disabilities (HWD) program is more beneficial than other SSI-related programs. WebSSI-Related Programs - Financial Eligibility Standards: July 201 4 INCOME LIMIT ASSET LIMIT Diversion/ Maintenance Need Standard Program and Type of Coverage Individual We do count cash, bank accounts, stocks, and bonds. 0000005536 00000 n 324 0 obj <>/Filter/FlateDecode/ID[<38D092529794E34592D4F900B3D5B036><1B668C3AD650714E87CD018F382922B6>]/Index[311 24]/Info 310 0 R/Length 77/Prev 32185/Root 312 0 R/Size 335/Type/XRef/W[1 2 1]>>stream hY%5$q8'BpJ-qL]vRK)eVji?c":YE(}2\{Q(j+,n\ygi+U

netincome after deductions allowed under each program. hbbd``b`k%`r@QHpGGL, u>` 

Before you begin, please review the basics to make sure you understand what to expect and the information and documents youll need to complete the application. <> (eff 01/01/2021) PERSONAL NEEDS ALLOWANCE SSI Individual $30 only in NH = $100 (SPS) Individual If you are receiving SSI as a non-citizen and you lose your status as an eligible alien, you are not eligible to receive SSI. If you are deaf or hard of hearing, you can call us at TTY 1-800-325-0778.

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To get disability payments, you must have a medical condition that is expected to last at least one year or result in death. A-9 SSI-Related Standards

jWOqZwLN.j *UHR{LLt S.ilh'x"cff@^u3.\l2;3.d~YdnB&4L|`V* C2k*1kmzE#0aXlmm[5V t]6nS86.LE6(Xg-V. 163 57 endstream endobj 1 0 obj <>/Metadata 397 0 R/Pages 2 0 R/StructTreeRoot 27 0 R/Type/Catalog/ViewerPreferences 398 0 R>> endobj 2 0 obj <> endobj 3 0 obj <>/MediaBox[0 0 792 612]/Parent 2 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/StructParents 0/Tabs/S/Type/Page>> endobj 4 0 obj <>stream A couple may be able to get SSI if they have resources worth $3,000 or less. endstream endobj 1271 0 obj <.

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WebThe Supplemental Security Income (SSI) program provides monthly payments to adults and children with a disability or blindness who have income and resources below specific

WebWelfare, or commonly social welfare, is a type of government support intended to ensure that members of a society can meet basic human needs such as food and shelter.

SSI but who meet the financial eligibility requirements of the program, as authorized by 1902(a)(10)(A)(ii)(I) of the Social Security Act (the Act). ak(:P)xQ-JT,v7(vPuJ NUc\HOa(bL m@n ,+5M5h`34guX^F[3!l: A M=52ReXFX'B

(n g+;;lQyhO2@l@:{"_>(?U?DkB Y YC :!x+u[j2-s$7AAqOMUO#FEk0 0000113803 00000 n PDFCreator Version 1.7.0 SSI-Related Medicaid Coverage Groups Financial Eligibility Standards: April 1, 2021 TYPES OF COVERAGE GROUPS (eff 01/01/21) INCOME LIMIT ASSET LIMIT ICP/HCBS/HOSPICE-Individual (I)-300% Federal Benefit Rate (FBR) .

In the case of an eligible individual with an eligible spouse, the amount hZ]G+nICH}&C^843Wsr*djK$3TZb=#NG89uRi4,%ITk* 4l$z*X|&"1|CUZj u^C a:9M5T&IY1H}`pLXa*\rO"|V?t&`!{ [2`^$'Uw{$\2h!EEA:-FR3Vb3aT#9-=4ac3

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The SSI-Related Medicaid Financial Eligibility Standards chart is located at: U ==@zF?j;iM_f-F-9bd3okTq&/6j$IuM0Zzm`Y,8R>q::;L_n> 8$"o? For more details, visit our webpage about. uvV$S&@>G!ACwdEs,uSOU@_H\Qn\+J5FmN}hzg6zZjm)$i@MQyqx ^)@D+X=%58Xxc4PX&}r?>%v7y JsaN6TS4E02j 0000042022 00000 n income is reduced by $20, in addition to other allowed deductions.

SSI is different from our Social Security Disability Insurance (SSDI) program.

WebSSI-Related Programs -- INCOME PROGRAMS & TYPES OF COVERAGE Individual PROGRAMS MANAGED BY SOCIAL SECURITY Financial Eligibility Standards: July 1, application/pdf %PDF-1.6 %

=W8W8iM1j7UF)g$R/A373%Zc WebWAC 182-512-0010 Supplemental security income (SSI) standards, SSI-related categorically needy income level (CNIL), and countable resource standards. Rfbnp Q!^u`rr !G9@=H;1,@!H1(c0 1` endstream endobj 164 0 obj <>/Metadata 18 0 R/Names 166 0 R/OpenAction 165 0 R/Outlines 1 0 R/Pages 17 0 R/StructTreeRoot 20 0 R/Type/Catalog/ViewerPreferences<>>> endobj 165 0 obj <> endobj 166 0 obj <> endobj 167 0 obj <. 0 I prefer to request an appointment by phone.

It does not include Puerto Rico, Guam, or the United States Virgin Islands. hbbc`b``3*n0 l\Z @VHry ZxyYVt>o R\e d,t*eLR#(-i;SJZB7}r@^hCclY[6hJX/_$Kf|V( 1I x[7rZGXWz( e{Cxyy{~E&twfVz"u

WebSSI-Related Programs - Financial Eligibility Standards: January 2006 Income Assets Personal / Maintenance . Nm^]L"OAP^6^Bj_"pvA2;N/Jfy-LB7T 0000030291 00000 n

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0000055329 00000 n Note: Additional information and criteria are provided in this document by program. 0000054008 00000 n income. %%EOF

The monthly maximum Federal amounts for 2023 are $914 for an eligible individual, $1,371 for an eligible individual with an eligible spouse, and $458 for an essential person. These free or subsidized meals have the potential to increase household food security, which can improve children's health and expand their educational opportunities. >RVV%">Fisr )S*F]Ql{l8~3M])!DvhU3l:`F[ MI$HtQ2E1:Q(yNe*+z

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WebSSI-Related Programs - Financial Eligibility Standards: July 201 4 INCOME LIMIT ASSET LIMIT Diversion/ Maintenance Need Standard Program and Type of Coverage Individual Couple Individual Couple Child Allocation: $361 (difference between Couple and Sin gle FBR) SGA for DMRT: $1,070 Hi}kc8)[cf6vSX1X6jmk`yn ,eK`X^[kkWLQ3[yi_!03 SSI benefits are paid on the first of the month. = %PDF-1.4 DleZNVZL)dR=[bj'AU#Lz=D\J*7~6iVbrRi-r$jlU|%jIz"7oyW-U(Gb'IY\JNSC*#f We dont count everything you own when we decide if you can get SSI. To get SSI, you must be disabled, blind, or at WebNutrition Assistance Program (SNAP) and Medicaid, too. Please pick the option that meets your needs below. % 0000063805 00000 n WebSSI-Related Programs & Coverage Groups-Attachment 4 Financial Eligibility Standards: July1, 2020 PROGRAMS & TYPES OF COVERAGE INCOME ASSETS MAINTENANCE The table below shows the maximum income and resources you can have to qualify for SSI. 3 0 obj

You may be able to get SSI if your resources (the things you own) are worth $2,000 or less.

WebIn some States, an application for SSI also serves as an application for food assistance. 9ev}FX1O#V u4${nD"qkry=4bDUhLY)iRq{,0O#V5hI_N^#DH=D5q1[PQh+aGKo'ZABOFx9yM4u3X{-5sD [1] 0000042118 00000 n Applications for SNAP benefits are available Income asset limits change annually $2,155 : $14,610 : A-9 SSI-Related Financial Eligibilty Standards - April 2020 js6cU^,+H=$IbmVe>\DM+lC8^+%7epV4IF,6u$=HPuR%&oX*@Uvc!lC8I%<7Wg;/v[If["e+C")i~qRIf\14~pX%ie-i~*t[v,zpHdF!4aD]xU~9U62%^_ppTNFI7]u<0g8n2IYmgp4d!w8.i$3-k5~I:K!mCpUc:X-Id5Hfpb 8TFzCc6Hy'9bHOL2&xu=\xR%6'EM3 *slB*$^>2a*VA'yEOBJ4S'5w]LCk. income limits are 5% more and maybe higher after allowed deductions.

The program provides financial help to disabled adults and children who have limited income and assets.

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SSI amounts for 2023 Call us at 1-800-772-1213 to make an appointment to file your application.

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Web SSI-Related Income each program has a specific income limit, see link below.

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WebPROGRAMS MANAGED BY SOCIAL SECURITY (eff 01/01/2020) Supplemental Security Income (SSI) Federal Benefit Rate (FBR) Cash payment of SSI from SSA; Includes Full

endstream endobj 401 0 obj <>stream Medicaid helps pay doctor and hospital bills, and SNAP helps pay for food.

$458 for an essential person.

0000024053 00000 n For MAGI programs (N groups), grossincome limits are 5% more and maybe higher after allowed deductions. hbbd```b``z";`Dr\K@$"H`1 R7"AEd+ l{dtfH4 j=`sDg`R{` y

58~Ia!L SSI-RELATED MEDICAID ELIGIBILITY REQUIREMENTS Medicaid for low-income individuals who are either aged (65 or older) or disabled is referred to as SSI-Related Medicaid. WebSSI-Related Medicaid Coverage Groups Financial Eligibility Standards: April 1, 2021 TYPES OF COVERAGE GROUPS (eff 01/01/21) INCOME LIMIT ASSET LIMIT Income is money you receive such as wages, Social Security benefits, pensions, workers compensation, unemployment benefits, and money from friends or relatives. endobj

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2021-03-04T09:27:19-05:00 0000030457 00000 n FBR. Note: Exclusions may apply to the income and resource limits in each of the columns below. 0000027652 00000 n

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0000030058 00000 n WebSSI-Related Medicaid Fact Sheet 5 SSI-RELATED MEDICAID ELIGIBILITY REQUIREMENTS Eligibility for individuals who are either aged (65 or older) or disabled is referred to as SSI- Related Medicaid. individual, $1,371 for an eligible individual with an eligible spouse, and jEdPFOtPe#,DeW?P*,; ,2_-`fPSXe5 \j6C-@Ee/ ei,;`HA 5

January of the next year. Note: If you have a disability and have other expenses related to work you may still be eligible for SSI. Supplemental Security Income (SSI) provides cash assistance and Medicaid to eligible Individuals. `dn:uJ&)qIA Y'$\9.uR@jq)uMQK,uuDMUL)0MR,+,[l I]n%k;X:-D*N-!i|GQ]~/(PT!`GVfXTTqKV.$wGB{jiZ{Pi r9V@9d4#OEEJa%hFxi5hG"*`)Sc# [- Title: A-9 SSI-Related Standards Author: School meal programs in the United States provide school meals free of charge, or at a government-subsidized price, to U.S. students from low-income families. Maximum Federal Supplemental Security Income (SSI) payment amounts increase with 1 0 obj <> endobj 17 0 obj <>stream First half Fiscal 2023 results up strongly. The HWD program has a higher income limit and no asset test.

States supplement SSI benefits. Y@ Achieving a Better Life Experience (ABLE), Health Information from Department of Health and Human Services, Discounted Internet Service if You Get SSI. 0000063119 00000 n unrounded annual amounts for the current year by the COLA effective for x[o7}3or=Cq8>8v"3]z}Kp~_}E^7NO2'$?s'9'pAo550Q wD3&/'%!hE sFV\?Yp/ FK Lys}IV$?,^Mn,1R@X F20p}!J3&xMa.4=F=FYQ\z43aV(ac*-5f6WD7s)y YN~x88v!ET5e\6D#U x?Qrt4#T%uUcC;'ICL.Q%+Za? Sa.bUO!U='/_JO! 0000030177 00000 n

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&fpm:/{dbLNna&70L)fizxZNF13)TNM4a5[}6_L0_T`l{x- UJ*bVZh 0000024341 00000 n Note: If you are age 65 or older, please follow Option 1 above to request an appointment. 0 WebThe Act requires all LTC applicants, including SSI recipients, to submit an application for programs that use institutional financial eligibility rules. Live in a household with limited income (benefits based on need) or resources. 0000063415 00000 n

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WebSSI-Related Programs & Coverage Groups - Financial Eligibility Standards: January 2021 PROGRAMS & TYPES OF COVERAGE INCOME ASSETS MAINTENANCE NEEDS ssi security social disability ssdi vs ssa info health benefits gov supplemental income insurance choose board taxes SSI-Related Medicaid Coverage Groups Financial Eligibility Standards: April 1, 2021 TYPES OF COVERAGE GROUPS (eff 01/01/21) INCOME LIMIT ASSET LIMIT ICP/HCBS/HOSPICE-Individual (I)-300% Federal Benefit Rate (FBR) . 0000002164 00000 n Xa6Z

For MAGI programs (N groups), gross. Webeligibility for SSI. |%Ni Revenue growth +17.8%, organic growth +13.4% For example, we dont count the house you own if you live in it, and we usually dont count your vehicle. By estimating the overall risk of health risk and health system expenses over the risk pool, 0000113625 00000 n V#8{qyw~]0yOL6qbz+FgGycW^U0?4\SqfZ5WyYB987J*C8K">Tn%[i&>l>~F=(KHHR_ oG/}C~)LW68rFw0mN Also, under both programs, we consider a person blind if they have vision no better than 20/200 or a limited visual field of 20 degrees or less in the better eye with the use of eyeglasses. Fauci-Suzann "rPo%"MwYfbzq6QA7^Ts@4Y,3f9:*BllKc&:&+Kky::j%3sf6 Reside in one of the 50 states, the District of Columbia, or the Northern Mariana Islands.

For non-MAGI (classic) programs, income is reduced by $20, in addition to other allowed deductions. SSI-Related Resources each program has a specific resource limit, see link below. You may be eligible even if you think you have resources over these limits. P+pblM bIT;H ssX2"h9nX@MW+5U"aE=Z-s@NhLQ!vb'\IfSCM}M) P!}unXv!mX`! 1 0 obj hb`````

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Note: Eligibility standards generally change during January and March of each year. 0000024195 00000 n 4esqR1!j@sU,k5uw0]c]:@r P FRk/h `M Vjue"E H@J^+Z+ pLQ;*4rPhW o2E'% fI@8 UX'Ee0rR5/lT1ISE82kIix%!M!pO&F-D7WI5s1>SFv(V7QXV0r3,+SQNe %O9SU\~?7%P.K999tlRI64_]z7:ScG\+:kvLZs8Ex.1}n0DGCe|m]%zQUXC $$x^- 0y_97g\f\78.@Ax {FJi$G0 M 2}&. income limits are 5% more and maybe higher after allowed deductions. 0000020355 00000 n Your "countable earnings" must not exceed the Substantial Gainful Activity (SGA) amount. Income also includes such things as food and shelter you get free or for less than its fair market value. WebThe United States Department of Health and Human Services (HHS) is a cabinet-level executive branch department of the U.S. federal government created to protect the health of the U.S. people and providing essential human services. hbb && L@Dc %l(1 F0%Fjb/@ S The new unrounded amounts are then each divided by 12 WebHealth insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses.As with other types of insurance, risk is shared among many individuals. The Program of All-Inclusive Care for the Elderly (PACE) Statewide Medicaid Managed Care (SMMC) Community Spouse Resource Allowance (CSRA) Appendix A -9 .

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income is reduced by $20, in addition to other allowed deductions. WebPROGRAMS MANAGED BY SOCIAL SECURITY (eff 01/01/2021) Supplemental Security Income (SSI) Federal Benefit Rate (FBR) Cash payment of SSI from SSA; Includes Full WebSSI-Related Programs Financial Eligibility Standards: January 2006 Income Assets Personal / Maintenance Need standard Diversion Program Individual Couple Individual Couple Individual Couple *Supplemental Security Income (SSI) Social Security Administration Program $ 603 $ 904 $ 2000 $ 3000 *MEDS-AD $ 731 $ 980 $ 5000 $ 6000 <>/Metadata 102 0 R/ViewerPreferences 103 0 R>> Sodexo (NYSE Euronext Paris FR 0000121220-OTC: SDXAY). 0000063388 00000 n WebBe a student temporarily abroad for the purpose of conducting studies as part of an educational program. startxref To get SSI you must have limited income and resources. 219 0 obj <>stream endstream endobj 218 0 obj <>/Filter/FlateDecode/Index[20 143]/Length 27/Size 163/Type/XRef/W[1 1 1]>>stream 0000041191 00000 n

You may For non-MAGI (classic) programs, gross. endstream endobj 402 0 obj <>stream

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Exception: The children of military parent(s) assigned to permanent duty outside the U.S. and certain students temporarily abroad may receive SSI payments outside the U.S. Are under age 18 and have physical or mental condition(s) that very seriously limits their daily activities for a period of 12 months or more or may be expected to result in death, and. accordance with changes in the SSI

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Some the cost-of-living increases that apply to Social Security benefits. WebSSI-Related Pro grams - Financial Eligibility Standards: July 1, 2019 PROGRAMS & TYPES OF COVERAGE INCOME ASSETS MAINTENANCE NEEDS STANDARDS / OTHER Individual Couple Individual Couple Disregards: *Standard Disregard = $20 *Earned Income Disregard = $65 + 1/2 Student Earned Income Disregard = $1,870 monthly,

The Supplemental Security Income (SSI) program provides monthly payments to adults and children with a disability or blindness who have income and resources below specific financial limits. n7AywOQu7z u. CIS27bO-KHP.m.^Su^ I l~i$./@}*W=]D ^30 A.MF8yVNTsD0S'.,_ZU/q:k-_y[*b('1,D9[AG}$ehRslNIrV4 (+Xg-)j/SmjE]o,Dk*L5:l-bS:FeSoiQ!vb,:5YQs%#M^V@TH;:ujNMvcmtl%xNu^h/ Fl1^C N;uWiH}TMXe'pfA%;9q})$S%12SOR,8a%YE&d-[/-I[,m^+v)yETPWmv*.Tbgy}P=2BewJI:^w!fU|ZT:=$=+u^C;uU6P |QXu[O+Ts yxA^QCxF@E%Y/dL>K |*(_WWXg-f- }&r~J-8ACVCN+o;m-o and the resulting amounts are rounded down to the next lower multiple of $1. % $h&`EEB*z.G`ao6*q{~QC16Wj$}oBSjI"#AXL|)VfbH+Q*Jjc.W Uh24%hHK, 5. Those programs include services in a medical institution, a HCBS waiver service, or services based on HCBS waiver rules. netincome after deductions allowed under each program. Are age 65 and older, or blind, or have a disability. endstream endobj 312 0 obj <>/Metadata 5 0 R/Outlines 9 0 R/PageLayout/OneColumn/Pages 309 0 R/StructTreeRoot 30 0 R/Type/Catalog>> endobj 313 0 obj <>/Font<>>>/Rotate 0/StructParents 0/Type/Page>> endobj 314 0 obj <>stream

0000041496 00000 n For example, after adding the $20 to be deducted for MSP, WebSSI-Related Programs & Coverage GroupsAttachment 4-Financial Eligibility Standards: April 1, 2020 PROGRAMS & TYPES OF COVERAGE INCOME ASSETS