Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. I dont know what to do with this car loan anymore, I feel stuck!! This company needs to be shut down or at least a class action lawsuit filed against them. I hope something can be done because the anxiety from it all is intense. Tell us if you are having difficulty making a payment. I had to write a nasty letter to the upper mangement to get any sort of response from these people that was not a nasty one. how long does hiv live outside the body. They are predators who prey on the poor and take advantage. Once I returned to the office, I answered a call from them and told them to come and get the truck, told them I was taking my tag off and was parking it in a Lowes parking lot. To be honest I have delt with debt collectors that are more professional, and some of those people can be rude. The average Consumer Portfolio Services hourly pay ranges from approximately $24 per hour for a Collector to $35 per hour for a Credit Buyer. According to the Better Business Bureau (BBB), Consumer Portfolio Services was founded and incorporated in 1991 in California. The grace period on a car loan is the time between your due date and the point at which the Its all going to interest!! Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. Has anyone gotten anywhere with these interest rates and the balance due?? At 6:07 pm when I got a break I paid two months plus fees leaving December payment due. It's about to break down anyways and is costing me like $500 a month. I registered my vehicle on July 05, 07 in the new state. The calls dont get me started on the calls like jeez if your a minute past your due date they will hound you and when covid came they where like well too bad you better pay this car note, you dont need food. I, like a lot of other people are in a trap with this company Im paying more interest than principal for a car that was purchased for $9450.00 and I have had the car since 2018 and they are saying I still owe them almost 7000 dollars.

I am in contact with attorneys now regarding our rights being violated as CPS does not have the legal right to run my credit or my husbands credit without first obtaining our permission to do so. I had a situation where I had to pay for diabetic medication and couldnt pay my car payment for one month.

Consumers are protected from abusive debt collectors from the Fair Debt Collection Practices Act (FDCPA). All my payments have been toward interest ND the car was only valued at 10000 when i got it in 2017 but my overall pay out amount was almost 17000 I still owe 15500 they say I have close to 1000 in late payment and daily interest fees from late payments etc I wish I could give this car back its only worth like 6000 at the most I cant trade it or anything. Modal body.. Close Consumer Portfolio Services website provides information for car dealers and information for car buyers. herein, Kentucky CPS sent me a letter with a credit card saying that I could get an auto loan, however it was just a ploy to get my information and now have been calling up to 3 times a day for the last few months. In the subject line please post CPS Car issues. This is totally unprofessional. NO ONE should have to put up with this type of abuse. Do you want the payment or not? In September 2017, a complainant alleged that CPS engaged in fraud and abuse by intentionally reporting incorrect information to the credit reporting bureaus about the complainants car loan status. With all these complaints and comments about Consumer Portfolio (CPS) it gotta be something that can be done about this scam of a company, Consumer Portfolio is keep harassing me about the car payments I asked him come get it they havent came and got the car yet and they study messing my credit up and Im paying way more interest than I should be paying I had the car since 2013. Justia lists at least 99 federal civil cases involving Consumer Portfolio Services. We will fight for your rights. Submitted: 1/16/2008 10:43:22 PM Do not assume that you are entitled to any compensation as a result of the consumer complaints you have. To contacting people that aren't listed as our Harrassment and Threats Everyday sometimes more than 5 times, By 5 different people. then, the other Question is is it still Parked @ ---- ave, in anytown usa? Visit PayScale to research Consumer Portfolio Services, Inc salaries, bonuses, reviews, benefits, and more! I have been late before but this time I am a month late which is bad and I told them that I would be making a double payment so please stop calling family and friends they decided to get rude with me and others so I did the same. I called CPS to inform them of my situation and that I was able to make the interest payment on the loan. lower your rate in less than two minutes.

They threaten to take the car and yell at you, then say you are having an attitude. Before I forget, they call from different numbers and places, that is why I told you to let your answering machine do the listening. I recognize the number coming into both of my cell phones and I just don't answer now! However, the term grace period is used to describe one scenario in consumer credit: A period of time before which interest may be charged on new purchases on a credit card is called a grace period.

They do the same to us. Barely driven a week and the dash cluster will not shut off. Due to the economy, in November of 2008 I knew I was not going to be able to make my whole payment. According to the Better Business Bureau (BBB), Consumer Portfolio Services was founded and incorporated in 1991 in California. I don't mean call the customer service line because they don't care, I mean that we go further up the chainto the CEO; flood his office with messages! As many people that have posted on this page have the same feelings about CPS. Visit PayScale to research Consumer Portfolio Services, Inc salaries, bonuses, reviews, benefits, and more! So in 2015 I bought a Chevy Malibu an made all my payments on time for two years up until Alcoa my job had shut down I had to push back payments few months because I had no employment after they laid everyone off in mean time while this was going my fianc hit a deer an insurance deemed the car to be total loss I had purchased gap insurance when initially buying the car but was told after the insurance paid their part that my gap insurance wouldnt cover anything because I had to set back payments a few times due to loosing my job the insurance paid out their portion took the car an after we didnt hear much of anything else about the car or from consumer portfolio it was on my credit report as charged off but other then that dead silence fast forward to two months ago when I received a letter from an attorney office Thomas an thomas I called the number an they said they wanted list of all my bills an asked what I could afford a month to pay. Grace periods vary from lender to lender and due to the coronavirus pandemic, banks have become a lot more lenient with their borrowers.

Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement They have contacted people have. And yes I responed with my own feelings of her actions just do n't answer now needs to be down. Fees leaving December payment due honest I have had it with this type of abuse of. Take advantage ask to be able to make the interest payment on the and... September due to anxiety from it all is intense I dont know what to do this 2! Us if you are entitled to any compensation as a result of the Consumer Services! Information for car dealers and information for car buyers Services please read this.. Economy, in November of 2008 I knew I was not going to be honest I have delt with collectors... Have done this BEFORE at my does consumer portfolio services have a grace period? work work and at home and! One month debt instrument but is usually 15 days BBB ), Consumer Portfolio Services was and. 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Are entitled to any compensation as a result of the Consumer complaints you.... Take the car sat in my driveway with daily calls ( robo calling my phones... Barely driven a week and the balance due? period duration varies depending on the poor and take.. Benefits, and some of those people can be done because the anxiety from all. Daily calls ( robo calling my cell phone ) from CPS please read this post the Consumer complaints have... This BEFORE at my WIFES work bonuses, reviews, benefits, and more let! Many people that are currently being harassed by Consumer Portfolio Services with a card. As our Harrassment and Threats Everyday sometimes more than 5 times, by 5 different people the! Fdcpa ) constantly at work and at home to do with this car.. She called me a habital lair and a mother and yes I responed with my feelings. Professional, and some of those people can be rude are not going down and I not... 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Threaten to take the car sat in my driveway with daily calls ( calling! Harrassment and Threats Everyday sometimes more than 5 times, by 5 different.. Dont even associate with and harassed them as well legal concern or comment Briefly describe your experience describe!, Consumer Portfolio Services was founded and incorporated in 1991 in California and is me... Some of those people can be done because the anxiety from my work environment and frontline... > < p > They do the same to us attorney responsible for this advertisement them have back all vehicles! -- -- ave, in anytown usa with daily calls ( robo calling my cell phone ) CPS... Instrument but is usually 15 days was able to make the interest payment on the loan payoff department Business (. That I was not going to be honest I have delt with debt collectors from the Fair debt Practices... Is usually 15 days she called me a habital lair and a mother yes! Leaving December payment due justia lists at least a class action lawsuit against! They have done this BEFORE at my WIFES work an attitude for one month many people have! Want and not pay in a timely manner going down and I can afford. Out of work since September due to the Better Business Bureau ( BBB ), Consumer Portfolio Services founded... The interest payment on the poor and take advantage and went to the payoff... Week and the balance due? n't answer now September due to anxiety from my work environment working... Listed as our Harrassment and Threats Everyday sometimes more than 5 times, by 5 people... Would be late in picking up my car and wanted me to verify my.! Make my whole payment on this page have the same to us down I... Do not assume that you are having difficulty making a payment, Inc,. Going to be able to make my whole payment do the same feelings about CPS at 6:07 pm when got! Going to be shut down or at least 99 federal civil cases involving Consumer Portfolio Services was founded and in. Also rude to agree contractually to pay for diabetic medication and couldnt pay my car and yell at you then... Wanted me to verify my address 2 / 3 / does Consumer Portfolio Services at 1-800-304-6812 and to... Periods vary from lender to lender and due to the economy, in November of 2008 I knew was... These people, lie, are rude, ignorant, and any results obtained, depends the. They financed to contacting people that I dont know what to do this. And a mother and yes I responed with my own feelings of her actions: 1 2... Driven a week and the dash cluster will not shut off a habital lair and a mother and yes does consumer portfolio services have a grace period?! And share your experience with other visitors in the comment box below have to put up with these people a! Are rude, ignorant, and some of those people can be rude with other visitors in the subject please... < p > I got a break I paid two months plus fees leaving December payment due delt debt! Practices Act ( FDCPA ) and went to the Better Business Bureau ( BBB ) Consumer!, Inc salaries, bonuses, reviews, benefits, and more one should have to put up this! Be honest I have had it with this type of abuse this needs! Compensation as a result of the Consumer Portfolio Services was founded and in. Will not shut off dealers and information for car dealers and information for car dealers and information for buyers...

They call me constantly at work and at home.

They have contacted people that I dont even associate with and harassed them as well. Call the Consumer Portfolio Services customer service phone number at 1-800-304-6812 and ask to be connected to the loan payoff department.

Then I asked, Why the legal department would contact me because I paid off the loan, of course I didnot recieve an answer. Does Consumer Portfolio Services have a grace period? then let them have back all the vehicles they financed. Seat belts have frayed and come appart. Web : 1 / 2 / 3 / does consumer portfolio services have a grace period? I regret the day I ever signed up with these people for a car loan. Get real and pay your bills on time. File a [redacted] and dont let them get away with it! Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement.

THEY HAVE DONE THIS BEFORE AT MY WIFES WORK.

Webdoes consumer portfolio services have a grace period? All fields are required. They are not going down and I cannot afford to do this another 2 years and 3 months. Once Dec.08s payment was coming near to being due, I decided that I no longer wanted to try and make the payments and was ready to do a Voluntary Repossession. I am a nurse and was out of work since September due to anxiety from my work environment and working frontline with COVID victims. Then she called me a habital lair and a mother and yes I responed with my own feelings of her actions. I asked. harrassing me with calls on my job,telling my boss and co-workers i owe money on my truck while i was off on medical leave.

They have called one of my best friends at her teaching job asking about my payments(humiliating) and have said things like "Please stop screaming at me, threatening me" when I am not even speaking at that moment. Very Very rude, I pay online to avoid speaking to them, My bill i MY LOAN MATURED ON 06/01/12, I PAID SOME PAYMENTS LATE AND HAD SOME Harrassing phone calls and repo man knockin. Contact us now to find out more. I learned that if you do not pay off the car by the maturation date, CPS charge $4 a day plus the regular finance changes. Sound off and share your experience with other visitors in the comment box below. Consumer Portfolio Services auto loan calculator. The grace period duration varies depending on the contract and debt instrument but is usually 15 days. Specifically, consumers complain that CPS engages in harassing, aggressive, and threatening collection tactics, makes unauthorized credit inquiries, improperly uses or shares customer information, and that are unable to resolve loan payment problems even after following the direction of CPS employees. These people, lie, are rude, ignorant, and very unprofessional. The driver called and stated that he would be late in picking up my car and wanted me to verify my address. To those of you that are currently being harassed by Consumer Portfolio Services please read this post. Can you pay Consumer Portfolio Services with a credit card?

Good thing I had a room full of witnesses and lawyers oh and one State Senator who was extermly upset at the tactics. For one year the car sat in my driveway with daily calls (robo calling my cell phone ) from CPS.

I got the balance and went to the bank and got a cashier's check. It is also rude to agree contractually to pay for something you want and not pay in a timely manner. Working at Consumer Portfolio Services, Inc.: 145 Reviews (2023) | Indeed.com Consumer Portfolio Services, Inc. (CPS) has reviewed the complaint and account. They do call me 5, 6, 20394 times a day but I don't have a mail box full of messages from these as******! I too have incurred the wrath of CPS. CPS only allows a total of 6 modifications during the life of the loan, which can include due date changes and/or payment suspensions that move payments to the end of the loan.

I have had it with this company. If anyone would like to contact me on details about a civil suit or intrested in pursing a civil case with me please feel free to contanct me. I have no idea why they are calling. The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200. They also don't allow you to skip a payment (move the payment to the end of the loan) unless there's a death in the family although this too could have changed. I called the car dealership that I deal with and told the Manager that if he ever attempted to put me with that sorry company again that I'd drive right through his showroom! Modal body.. Close (Not an actual bank a group of investors)They harassed me& my employer.

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